Economics

Arduin's Coinage

Below is a representation of some typical costs based on Arduinian currency.

Coinage

Purchasing Power

Minum
 

A small loaf of cheap bread
Two for a cup of ferment mare’s milk
Three for a hot sausage on a bun

Ha’penny

 

The commoner's daily coin
A short ferry ride
A flagon of common beer

Penny

The price for enough food to feed one
The typical offering at a temple by a commoner

Silver Penny

A night’s food and lodging at a 3 star inn
The price of a common prostitute
The cost of a good sling
Four for finding one’s future at a palmist or seer
Five for the normal pay a Bard receives for a night’s performanceTen for the monthly wage of a sailor
Half Crown
Most long distance ferry rides
Crown
The price of a beginning courtesan
The average bribe or “squeeze”
Three for good heavy furs or winter clothing
Five for a fair quality spear
Sovereign
A month's common wages on a farm
Price of a javelin or a quilted cloth doublet
Two for the typical offering at a temple by a noble
Three for a fair quality cutlass
Royal Sovereign
A soldier’s monthly pay or the price of full boiled leather armor
Four for the price of a very good 6 man dory
Bar/Monarch
An officer’s wages for a month
Common Trader’s coin of barter or business
Citadel
A general’s wages for a month

 

Miscellaneous Economic Notes
  • The average commoner and below consumes approximately 80% to 90% of their income in a year in living expenses and regular spending. They rarely save this unspent income but some (15%) have 2 to 4 years worth of spare income on hand. This is rarely residing in just coin, however; instead, it is invested in quality equipment, goods, weapons, or tools.

  • Merchants and craftsmen will spend 40% to 80% of their income in expenses per year, but equally tend to save the remainder (90%), investing it in valuables, or keeping it in manageable amounts of coin. They will (60%) have 1 to 4 years worth of savings on hand, or (40%) have 3 to 8 years of savings.

  • Nobility will frequently have large portions of their fortunes invested in valuables, coin, and other tangible items such as property and works of art. The amount varies greatly on their personal fortune and their noble line. Few have large amounts of coin on hand, though they always have some (anywhere from 1,500 to 15,000 Sovereigns depending on their social level) that is available.

 
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